Credit check: Assess and approve customer credit without bottlenecking sales
Bureau-pull, scoring, credit-limit enforcement, and exception routing native to the CRM.
Workflow Engine
Lead→Deal→Quote→Order→Invoice→Payment→Reconciliation→Renewal
Synced
All systems
Active
12 workflows
Audit trail
100% logged
One workflow engine. One audit trail. One source of truth.
Trusted by 1,000+ fast-moving sales teams
Credit check: assess and approve customer credit without bottlenecking sales
Credit approvals are where finance and sales collide. Credit check as a service pulls bureau data, scores customers against your limits, and routes exceptions for approval — all tied to the deal record so sales never wonders whether a deal will clear.
Bureau data & scoring
Pull D&B, Experian, or internal payment history and score new and existing customers against your credit policy.
Limits & holds
Set per-customer credit limits, flag orders over the threshold, and place automatic holds when exposure creeps up.
Exception routing
Route overrides to the right finance approver with documented rationale. No more side-channel Slack DMs.
Scope the first credit motion
- Start with one segment (new customers, or deals above a value threshold) before expanding.
- Declare the scoring model up front — which signals count, and how they weight.
- Require documented rationale for every override so audit can retrace the decision.
| Layer | Decide up front | Example |
|---|---|---|
| Input | Which bureau data counts | D&B paydex + 12-month internal payment history |
| Limit | How limits are set | Tier 1: $250k, Tier 2: $50k, Tier 3: prepay |
| Override | When finance can override | Documented reason + finance leader approval |
Outcomes finance teams expect
- Fewer surprise write-offs from customers who slipped through credit review.
- Faster deal cycles because sales gets a clear answer instead of a silent hold.
- An audit trail that explains every override the next time legal or insurance asks.